Can you give us an overview of your role?

I am a global enterprise architect at SAP SE focusing on enterprise architecture (EA) in the banking industry. I am heading the development and go to market for SAP Banking Reference Architecture (SAPBRA) which is an end-to-end EA framework. I am passionate about levering EA at the strategic level to bring business and IT people together and help them bridge the gap that is often seen in large organizations. I work with sales and consulting colleagues to understand our customers strategy and to match the right solutions to their business challenges helping them on their digital transformation roadmap.

What prompted you to participate in BIAN?

SAP is a founding member of BIAN. We believe in the need for standardization and open exchange of concepts and frameworks amongst banks, software providers and consulting companies on SOA architecture to the benefit of the whole community. We use the BIAN meta-model and framework to structure architecture discussions with our customers and we leverage the BIAN Service Domain Model and guidelines internally in our development as benchmark for the software development. SAPs major core banking solutions have been built on SOA principles. I have been active in the BIAN Payments working group since the beginning and I am now also part of the Business Capability Model working group.

What do you see as the biggest challenge facing the banking industry in the next 5 years?

The banking industry is facing major challenges which will fundamentally change the way banking is positioned today. New competitors levering digital capabilities to build up new business models in a networked economy will put pressure on existing banking business models.  I believe that EA will play an indispensable role to tackle the challenges of digital transformation. Banks needs to foster transparency and collaboration by creating a shared knowledge platform where different stakeholders from business and IT can bundle their expertise to create the fundament to build out digital transformation from strategy to execution. Digital transformation will result in new business models and increased complexity of technology operations which can only be managed if business and IT professionals have shared and aligned knowledge and understanding about the strategy, capabilities, processes and technology systems and their relationship.

How would you sum up the future of banking in one word?

“Transformation”