Our Current Focus Areas

Covers the ecosystem of debit and credit cards and their handling across multiple players in the field. Business scenarios include issuing of cards, transaction handling, customer billing, and fraud prevention.

Covers what is required for managing disclosures and content for all servicing communication across a bank, with the aim of aims of defining standards for content services such as content creation services, repository services, and capture services.

Reviewing and defining the capabilities and service domains for fraud management to support banks in streamlining their fraud detection, reducing complexity, and improving threat response

Focuses on end-to-end trading activities, from opportunity identification to settlement, as well as trading instruments and secondary market trading.

This working group will develop business scenarios, including a standardized nomenclature and data model for all banking products. Special attention will be paid to auditability and traceability.

The payments working group is being revived, given the current interest in the Payments and Open Banking around the world.

The group will focus on developing new scenarios, focusing on topics such as:

  • Request to Pay
  • Disputed Payments / request for return of funds
  • Payments processing based on Payment values
  • Real-time Payments
  • Risk
  • Compliance
  • Payments APIs
  • ISO20022 compatibility

Architecture Working Groups

Responsible for defining and updating the BIAN Metamodel and providing Service Definition Working Groups with tools to align with the metamodel.

Responsible for BIAN’s certification and training program for Architects, Solution Providers, and Banks.

Responsible for creating a Business Object Model as part of the Enterprise Architecture, focusing on Business people and the Business objects of interest to them.

This working group has the goal of creating a Business Architecture Reference Model for banking that that can be used as a reference for deriving ones own specific banking model. This model includes

  • Business Capability Model
  • Value Streams

Furthermore the working group will define the link from this model to the existing Service Landscape.

  • Determine the necessary technical support for defining specifications
  • Provide technical guidance to Working Groups and manage the engagement of technical experts in Working Groups as well as cross-Working Group activities
  • Cross-Working Group technical coordination including the constant review of methodology, modeling, testing and implementation tools
  • Review Working Group deliverables