Our Current Focus Areas


Service Definition Working Groups
Card Products
Covers the ecosystem of debit and credit cards and their handling across multiple players in the field. Business scenarios include issuing of cards, transaction handling, customer billing, and fraud prevention.
Content and Disclosure
Covers what is required for managing disclosures and content for all servicing communication across a bank, with the aim of aims of defining standards for content services such as content creation services, repository services, and capture services.
Fraud Management
Reviewing and defining the capabilities and service domains for fraud management to support banks in streamlining their fraud detection, reducing complexity, and improving threat response
Investment & Trading Products
Focuses on end-to-end trading activities, from opportunity identification to settlement, as well as trading instruments and secondary market trading.
Marketing Business Domains
This working group will develop business scenarios, including a standardized nomenclature and data model for all banking products. Special attention will be paid to auditability and traceability.
Payments
The payments working group is being revived, given the current interest in the Payments and Open Banking around the world.
The group will focus on developing new scenarios, focusing on topics such as:
- Request to Pay
- Disputed Payments / request for return of funds
- Payments processing based on Payment values
- Real-time Payments
- Risk
- Compliance
- Payments APIs
- ISO20022 compatibility
Architecture Working Groups
Architecture, Framework & Foundation (AF&F)
Responsible for defining and updating the BIAN Metamodel and providing Service Definition Working Groups with tools to align with the metamodel.
Certification
Responsible for BIAN’s certification and training program for Architects, Solution Providers, and Banks.
Information Architecture
Responsible for creating a Business Object Model as part of the Enterprise Architecture, focusing on Business people and the Business objects of interest to them.
Business Capability Models
This working group has the goal of creating a Business Architecture Reference Model for banking that that can be used as a reference for deriving ones own specific banking model. This model includes
- Business Capability Model
- Value Streams
Furthermore the working group will define the link from this model to the existing Service Landscape.
AF&F Sub Working Groups
Security
Responsible for explaining the relationship between the BIAN Service Domains and the key industry security standards and frameworks under overall umbrella of Identity and Access Management (IAM).
AI
Focused on positioning AI, both generative and predictive ML analytics, in the BIAN service landscape. Following the addition of analytics to the BIAN service landscape, this working group will determine how to train and run ML models using the data from the analytics objects.
Logical Architecture
The group provides BIAN users with more information about how to go from the BIAN specification to an implementation either for new function development, or integrating with vendor products.
Strategic Working Groups
Architecture Committee
The Architecture Committee is an internal body established by the BIAN Board of Directors to:
- Determine the necessary technical support for defining specifications
- Provide technical guidance to Working Groups and manage the engagement of technical experts in Working Groups as well as cross-Working Group activities
- Cross-Working Group technical coordination including the constant review of methodology, modeling, testing and implementation tools
- Review Working Group deliverables
Semantic API
Focused on providing a relationship between the BIAN Service Landscape and Semantic APIs (S-APIs) leveraged in banks or their service partners.
Strategic Advisory
Focused on monitor the successful implementation of the BIAN long-term strategy and to advise the BIAN board on specific initiatives or actions intended to address key strategic issues, as well as to make recommendations in respect of improved co-ordination and direction of the individual workgroups in line with that strategy.