The Card Products WG covers the complete ecosystem of debit and credit cards and their handling across multiple players in the field, as these are Issuing Banks, Merchant Banks, Card Networks and Merchants. Business Scenarios up to now include Issuing of cards, handling of card transactions and customer billing. Specific attention is being paid to fraud prevention.

The WG intends to extend its scope to scenarios for merchant acquiring, handling of rewards and corporate cards. Progress is pending on new members joining the WG.

The WG operates in close co-operation with the Fraud Management WG.

Service Domains

Managed Service Domains

  • Credit/Charge Card
  • Card Authorization
  • Card Capture
  • Card Billing & Payments
  • Merchant Relations
  • Merchant Acquiring
  • Card Network Participant

Monitored Service Domains

Monitored Service Domains include all Service Domains which are being used in Card Products-created Business Scenarios.


The WG has currently produced 26 Business Scenarios in the areas of card issuance, handling of card transactions and customer billing.


Interested in this Working Group? Please contact us on info@bian.org